How it Works.

Simple 3 steps and you're on board

Whether you're paying off some bills or simply looking for some extra resources and need a quick loan, we're here to help. With our easy unsecured loans, you could get the money you need within 5 minutes. Apply for an unsecured loan in just 3 simple steps.

Apply Online

Complete your application in just a few minutes. Once you're approved, we'll send you an email notification.

Sign Your Contract

Provide your digital signature on the contract we send you with just one click of the mouse and you're all set.

Get Your Money Deposited Into Your Account

Get Your Personal Loan

Once we receive your signed contract, our system will process the funds and deposit the money into your account.

Why Choose Us?

85% of Applications are Approved

We're proud of our high approval rates and we're dedicated to helping our fellow Consumers achieve their financial goals.

Get Money Deposited into Your Account

With our streamlined application and approval process, your funds will be deposited straight into your bank account.

Improve Your Credit

Paying your loan installments on time will have a positive effect on your credit score.

Loans Services.

Our mission is to help Consumers achieve their financial stability through easy installment loans and low payments.

Unsecured Loans

If you're looking for an instant unsecured loan, then we are the right choice for you.

Bad Credit Loans

You don't have to have a perfect credit score in order to get a loan anymore.

Cash Loans

Easy cash loans and easy payments. No hidden conditions, no collateral.

Express Loans

Express loans that will help you achieve your goals!

Personal Loans

Personal loans when you need them most. Apply in just a few clicks.

No Credit Loans

If you're new to America and need a loan, we can help with that too!

Contact Us.

Money in your pocket when you need it. Apply for an unsecured loan today!

The use of loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited for delivery for the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.
Loan Ridge may use credit report information provided as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score.
Loan Ridge reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.