WE CURRENTLY DO NOT OFFER ANY LOANS TO UNITED STATES RESIDENTS (INCLUDING IN THE STATE OF MISSOURI).
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The use of loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited for delivery for the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.
Loan Ridge may use credit report information provided as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score.
Installment loan amounts typically range from $200 to $2,000. APR ranges from 59% to 295%. Installment loan lengths up to 12 months. Example: A $2,000 installment loan repayable in 11 monthly payments would have an APR of 295% and monthly payments of $238.78 Rates and terms vary by state. This is an expensive form of credit and you should determine whether our product(s) meets your financial needs.
Loan Ridge reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
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