Name: Loan Ridge
Rating: 5.0

Online Personal & Installment Loans

Loan Ridge offers personal and installment loans of up to $2,000 to residents of Texas, Missouri and Utah. We lend directly in Missouri and Utah, and in Texas we operate as a licensed Credit Access Business. That includes borrowers with less-than-perfect credit. If you have no credit file at all, start with our no credit check loans guide. We have been lending since 2012 from Buffalo, New York. Applying takes a few minutes and does not affect your FICO score. Approval is not guaranteed and depends on our underwriting criteria.

Rates, fees and terms vary by loan and by state and are disclosed in writing before you accept anything. You can check our state licenses on the verify Loan Ridge page, or read how the process works step by step on How It Works.

Apply for a loan in minutes and get cash in your account fast. We can help with personal loans, unsecured loans, cash loans and more.

Applying does NOT affect your FICO® credit score!

Why Choose Loan Ridge When You Need a Loan

85% of Applications are Approved

We're committed to helping customers reach their financial goals and take pride in our high approval rate.

Get Money Straight to Your Bank Account Once Approved

Through our simplified loan application and approval process, our clients will get their funds deposited straight into their accounts.

Improve Your Credit Score

By paying off your personal loan in regular installments, you can build and improve your credit score.

leonardo benavides 3 days ago

★★★★★

I was having trouble with the app but once I called the number Erica was there to help, she made it easy to get the app done and money was in my account fast....

undria ned 1 week ago

★★★★★

Sandra Newman was extremely helpful and provided answers quickly.

Daveon Jenkins 1 week ago

★★★★★

Sandra was a BIG help!!!! She made the whole process so smooth and easy!!!! 10/10 highly recommend!!!!

Bently Ralston 2 weeks ago

★★★★★

Fast! Easy! Super convenient! Thank you!!

Ju-Laun “Juice” Jackson 2 weeks ago

★★★★★

It was a very quick easy process....got funded the same day. The representative that assisted me was very pleasant. ..her smile came through the phone. She explained everything to me very well.this was an enjoyable experience when you need emergency cash.

Robyn Thompson 2 weeks ago

★★★★★

I love working with Sandra. I don’t have to do much. She makes it easy to get the funds that I need when I’m in a bind .. thank you for all you all do. She’s a great Associate.

Estela Rodriguez 2 weeks ago

★★★★★

Everything was fast & easy! Erica was great and answered all my questions & concerns!

Dee Gunter 2 weeks ago

★★★★★

Very pleasant easy to speak with

Carmalie Sims 4 weeks ago

★★★★★

Very knowledgeable and courteous

Chad Meis 4 weeks ago

★★★★★

Sandra is awesome! A pleasure to speak with. Very knowledgeable, professional and a great attitude. Thank you, Sandra and Loan Ridge!!

Ray Rodriguez 4 weeks ago

★★★★★

Process was smooth and very communicative. Excellent service.

Patricia Bustamante 4 weeks ago

★★★★★

She is always willing to help and puts you first . She is very kind and I appreciate that very much

Maria Campos 1 month ago

★★★★★

She was awesome she helped me along the process

Gwendolyn Tolliver 1 month ago

★★★★★

My 5 stars is for the outstanding customer service and literally fast process Shout out to Karin!!

Lisa Brown 1 month ago

★★★★★

They are so easy to work with a respond promptly.

David Matthews 1 month ago

★★★★★

Sandra Newman was wonderful. Nicest ladies I have EVER meet working a customer service number. over all experience was very fast and the instant funding really helps. YES!! INSTANT FUNDING. Not like most companies that say that and you wait a day This company had it in 5 mins. They have a new customer now. And people like Sandra will make me continue to come back.