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Best Ways To Pay Off Your Personal Loan Early

It’s easy to feel overwhelmed by debt, especially if it’s spread out across several accounts or loans. There are a few simple tactics you can use to get out of debt. There are a variety of reasons as to why you might need to take out a personal loan -unforeseen expenses, job loss, emergencies […]

Tips to create a great budget plan for 2022 Loan Ridge

6 Tips To Create A Great Budget Plan For 2022

A guide to help you feel more comfortable with your personal finances. Why is having a budget plan for yourself important? A budget plan provides you with the opportunity to assess your current spending, determine how best to allocate your income and to ensure that you are able to save money and also […]

Unsecured Loans Canada – Video

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How to Improve Your Credit Score in Canada

Your credit score is a 3-digit number provided by credit bureaus based on several factors. If your credit score is between 300 and 599, it is considered poor. If your credit score is above 800, it is considered excellent. The higher your credit score, the more likely you are to receive loan and credit approvals […]

What Is a Debt Consolidation Loan and Should You Get One?

There’s nothing fun about having debt hanging over your head and keeping you up at night. Each month you need to make payments and you might not always know how to juggle your salary in order to make all the puzzle pieces fit. From credit cards to student loans, debt can accumulate fast and you […]

The use of loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited for delivery for the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.
Loan Ridge may use credit report information provided as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score.
Loan Ridge reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.