It doesn't matter if you're an individual or a small business, micro loans are an ideal solution for small, yet sometimes time-sensitive, expenses. Whether you need the extra cash to pay off some bills or to purchase inventory - at Loan Ridge, we do not ask you unnecessary questions. Why you need a loan is your business, how you can get it is ours. Other lenders such as banks make getting a loan a long and tedious process. We make it easy and straighforward.