Our mission is to help you achieve your goals through a streamlined process. Complete your loan application in a few minutes.
Pay off your loan in easy monthly installments for up to 12 months! Forget about crushing debt, unnecessary paperwork and collateral.
We take your safety very seriously. When you apply for our unsecured loans, you can be sure that your data is safe and protected.
To qualify for an installment loan, you must:
Please note that currently, no credit products offered through Loan Ridge have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
That is your business, our goal is to provide you with the funds needed and it’s up to you how to use them.
Yes, you can. There is no limits with us – you can make additional payments or pay back the loan in full. No extra fees will be applied.
As long as you’re eligible, you can apply for a loan as many times as you’d like.
In most cases, the actual approval takes no more than 5 minutes, unless more documents are required.
You can still apply for a loan if you have declared bankruptcy as long as your bankruptcy status is discharged and not active.
If you were not approved for a loan, that means you may not meet some criteria. We also consider your income, the amount of debt you carry and how much credit you have access to.
At Loan Ridge, we only perform soft inquiries when reviewing loan applications. Otherwise known as a soft pull, this quick background check won’t appear on your credit history. As a result, applying for a Loan Ridge loan won’t affect your credit score. If your loan is in good standing it will actually improve your credit score.
The money will be transferred directly to your bank account by direct deposit.
Loan payments are made through a pre-authorized payment plan. Payments will be automatically withdrawn from your bank account each time a payment is due.
Absolutely. You can make payments earlier than your due date, or pay more during the set due date.
All communication with us is private and confidential. We pay a lot of money for information systems that aim to protect your privacy.
There are absolutely no additional or hidden fees other than the ones set in your loan agreement.
We definitely accept joint applications.
If your payments are up to date and in good standing you can definitely receive a loan increase or apply for another loan.
We know circumstances in life can always change. If you think you won’t be able to make a payment, please call us immediately at 1 (888) 431-0031 and we’ll work with you to find a solution.
Our mission is to help consumers achieve financial stability by providing easy installment loans with affordable payment plans.
Our Loan Services
Sandra was a BIG help!!!! She made the whole process so smooth and easy!!!! 10/10 highly recommend!!!!
Fast! Easy! Super convenient! Thank you!!
It was a very quick easy process....got funded the same day. The representative that assisted me was very pleasant. ..her smile came through the phone. She explained everything to me very well.this was an enjoyable experience when you need emergency cash.
I love working with Sandra. I don’t have to do much. She makes it easy to get the funds that I need when I’m in a bind .. thank you for all you all do. She’s a great Associate.
Everything was fast & easy! Erica was great and answered all my questions & concerns!
Very pleasant easy to speak with
Very knowledgeable and courteous
Sandra is awesome! A pleasure to speak with. Very knowledgeable, professional and a great attitude. Thank you, Sandra and Loan Ridge!!
Process was smooth and very communicative. Excellent service.
She is always willing to help and puts you first . She is very kind and I appreciate that very much
She was awesome she helped me along the process
My 5 stars is for the outstanding customer service and literally fast process Shout out to Karin!!
They are so easy to work with a respond promptly.
Sandra Newman was wonderful. Nicest ladies I have EVER meet working a customer service number. over all experience was very fast and the instant funding really helps. YES!! INSTANT FUNDING. Not like most companies that say that and you wait a day This company had it in 5 mins. They have a new customer now. And people like Sandra will make me continue to come back.
Erika was fabulous
Erica was very professional and was very helpful
Quick and professional!
Karin was awesome
Excellet good fast and resolved fast Erika best person recommend
Fast friendly service!
This was an easy, quick and seamless process!
Very great experience with Sandra thank u
Fast process as well as funding
Karin was great it was fast easy and very professional
Apply for our easy unsecured loans.
