★★★★★
She was awesome she helped me along the process
Our mission is to help you achieve your goals through a streamlined process. Complete your loan application in a few minutes.
Our mission is to help you achieve your goals through a streamlined process. Complete your loan application in a few minutes.
Pay off your loan in easy monthly installments for up to 12 months! Forget about crushing debt, unnecessary paperwork and collateral.
We take your safety very seriously. When you apply for our unsecured loans, you can be sure that your data is safe and protected.
To qualify for an installment loan, you must:
Please note that currently, no credit products offered through Loan Ridge have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
That is your business, our goal is to provide you with the funds needed and it’s up to you how to use them.
Yes, you can. There is no limits with us – you can make additional payments or pay back the loan in full. No extra fees will be applied.
As long as you’re eligible, you can apply for a loan as many times as you’d like.
In most cases, the actual approval takes no more than 5 minutes, unless more documents are required.
You can still apply for a loan if you have declared bankruptcy as long as your bankruptcy status is discharged and not active.
If you were not approved for a loan, that means you may not meet some criteria. We also consider your income, the amount of debt you carry and how much credit you have access to.
At Loan Ridge, we only perform soft inquiries when reviewing loan applications. Otherwise known as a soft pull, this quick background check won’t appear on your credit history. As a result, applying for a Loan Ridge loan won’t affect your credit score. If your loan is in good standing it will actually improve your credit score.
The money will be transferred directly to your bank account by direct deposit.
Loan payments are made through a pre-authorized payment plan. Payments will be automatically withdrawn from your bank account each time a payment is due.
Absolutely. You can make payments earlier than your due date, or pay more during the set due date.
All communication with us is private and confidential. We pay a lot of money for information systems that aim to protect your privacy.
There are absolutely no additional or hidden fees other than the ones set in your loan agreement.
We definitely accept joint applications.
If your payments are up to date and in good standing you can definitely receive a loan increase or apply for another loan.
We know circumstances in life can always change. If you think you won’t be able to make a payment, please call us immediately at 1 (888) 431-0031 and we’ll work with you to find a solution.
Our mission is to help consumers achieve financial stability by providing easy installment loans with affordable payment plans.
Our Loan Services
She was awesome she helped me along the process
My 5 stars is for the outstanding customer service and literally fast process Shout out to Karin!!
They are so easy to work with a respond promptly.
Sandra Newman was wonderful. Nicest ladies I have EVER meet working a customer service number. over all experience was very fast and the instant funding really helps. YES!! INSTANT FUNDING. Not like most companies that say that and you wait a day This company had it in 5 mins. They have a new customer now. And people like Sandra will make me continue to come back.
Erika was fabulous
Erica was very professional and was very helpful
Quick and professional!
Karin was awesome
Excellet good fast and resolved fast Erika best person recommend
Fast friendly service!
This was an easy, quick and seamless process!
Very great experience with Sandra thank u
Fast process as well as funding
Karin was great it was fast easy and very professional
Fast results and friendly service.
My loan manager was very helpful and kind. She walked me through the process and helped me get my loan before we hung up the phone the money was in my account. I would recommend my family and friends.
It was a very smooth transition that left me satisfied, thanks.
Very fast loan approval and deposit!
fast and hassle free thank you
Great customer service
Very easy process
Karin was amazing, thorough and very responsive.
Erika Davis was so great! Very helpful and responsive!
I’ve been going to lone Ridge over a year now and Miss Karen has been amazing if I can give her 1 Million stars I would she’s always professional always reaches out to me very very communicative and always always very helpful. Thank you Karen ( Loan Ridge) for always being awesome.
Apply for our easy unsecured loans.