Our mission is to help you achieve your goals through a streamlined process. Complete your loan application in a few minutes.
Our mission is to help you achieve your goals through a streamlined process. Complete your loan application in a few minutes.
Pay off your loan in easy monthly installments for up to 12 months! Forget about crushing debt, unnecessary paperwork and collateral.
We take your safety very seriously. When you apply for our unsecured loans, you can be sure that your data is safe and protected.
To qualify for an instalment loan, you must:
Please note that currently, no credit products offered through Loan Ridge have rates that would meet the requirements applicable to lend to covered members of the US Armed Forces and their dependents.
That is your business, our goal is to provide you with the funds needed and it’s up to you how to use them.
Yes, you can. There is no limits with us – you can make additional payments or pay back the loan in full. No extra fees will be applied.
As long as you’re eligible, you can apply for a loan as many times as you’d like.
In most cases, the actual approval takes no more than 5 minutes, unless more documents are required.
You can still apply for a loan if you have declared bankruptcy as long as your bankruptcy status is discharged and not active.
If you were not approved for a loan, that means you may not meet some criteria. We also consider your income, the amount of debt you carry and how much credit you have access to.
At Loan Ridge, we only perform soft inquiries when reviewing loan applications. Otherwise known as a soft pull, this quick background check won’t appear on your credit history. As a result, applying for a Loan Ridge loan won’t affect your credit score. If your loan is in good standing it will actually improve your credit score.
The money will be transferred directly to your bank account or through an e-Transfer.
Loan payments are made through a pre-authorized payment plan. Payments will be automatically withdrawn from your bank account each time a payment is due.
Absolutely. You can make payments earlier than your due date, or pay more during the set due date.
All communication with us is private and confidential. We pay a lot of money for information systems that aim to protect your privacy.
There are absolutely no additional or hidden fees other than the ones set in your loan agreement.
We definitely accept joint applications.
If your payments are up to date and in good standing you can definitely receive a loan increase or apply for another loan.
We know circumstances in life can always change. If you think you won’t be able to make a payment, please call us immediately at 1 (888) 431-0031 and we’ll work with you to find a solution.
Our mission is to help consumers achieve financial stability by providing easy installment loans with affordable payment plans.
Our Loans Services
Apply for our easy unsecured loans.
