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Quick Loans Columbia, Missouri.

If you need some quick money, no matter the reason, Loan Ridge has got you covered with our quick loans in Columbia, Missouri service. This is a type of personal loan that ensures you get funded in a short amount of time. Our process for getting a quick loan is easy - fill out your online application, tell us how much money you need, and get approved within 5 minutes. Then sign your contract with the click of a button and get the funds you need transferred directly into your bank account. It’s that quick and simple!

Apply For A Loan Today.

Quick and easy applications for quick loans.

1Fill out the Loan Application
Easily Apply Online

Complete your application in just a few minutes.

2Sign The Loan Contract
Sign Your Contract

Provide your digital signature with just one click.

3Get Your Money Deposited Into Your Account
Get Your Installment Loan

Once approved, we deposit the money into your account.

Here's An Example.

Let's look at an example that shows what the installment loan process in Columbia, Missouri looks like for borrowers. In this example, the borrower takes out a loan of $1,000 with an annual percentage rate (APR) of 295% and agrees to pay it off in monthly installments. That would mean that the borrower would pay 11 monthly installments between $238.78 - $239.74. Conversely, if the borrow took out a loan of $1,000 and agreed to pay it off bi-weekly at an APR of 291.19%, the borrower would pay it off in 23 bi-weekly installments between $122.67 - $122.68.

Why Get A Columbia, Missouri Quick Loan.

Whatever situation you are in, if you need cash, quick loans are a great solution. Not only do they provide you with money fast, they also alleviate the stress and burden that is often accompanied with unexpected payments.

We make sure you have access to extra funds whenever you need them. It doesn’t matter what type of credit you have, we are here to help you through it with our Quick Loans in Columbia, Missouri.

  • Easy Installments – Easy installments for up to 12 months.
  • Quick Money – Get approved within 5 minutes!
  • Full Transparency – With us, there are no hidden fees.

 

quick loans Missouri

Why Choose Us?

Loans Applications are Approved
85% of Applications are Approved

We're proud to help our clients achieve their financial goals through simplified personal loans.

Get Money Straight to Your Bank Account
Get Money Deposited into Your Account

With our easy application process, the money will be deposited automatically into your bank account.

Improve Your Credit Score
Improve Your Credit

Paying off your loan in regular installments can help you build and improve your credit score.

Missouri State License.

Loan Ridge is a state-licensed direct lender in Missouri. The loans are funded by Loan Ridge and are governed by all applicable laws.

  • Licensed
  • Credible
  • Professional
  • Always available

You can count on the team at Loan Ridge. Get in touch today.

 

MO License

Frequently Asked Questions

Who qualifies for a quick loan in Columbia, Missouri?

Here are the requirements for qualifying for an installment loan from Loan Ridge:

  • You must be 18 years old and older
  • You must be a US citizen or permanent resident and a resident of Missouri
  • You must have an active bank account
  • You must have a regular source of income
  • You must have a contact number and email address

How long will the process for applying take?

Our process is shorter than other lenders. Applicants can get approved within 5 minutes with us.

Do I need to disclose what the money is used for?

That is your business, our goal is to provide you with the funds needed and it’s up to you how to use them.

Can I pay back my loan in full?

Yes, you can. There is no limits with us – you can make additional payments or pay back the loan in full. No extra fees will be applied.

How many times can I apply for a loan?

As long as you’re eligible, you can apply for a loan as many times as you’d like.

What is the difference between payday loans and Loan Ridge loans?

  • We provide long term installments loans, unlike payday loans that are very short term to be paid on your next pay day.
  • We are much cheaper than payday loans.
  • We are able to provide you with bigger loans, payday loans cannot.

Can I get a loan if I have declared bankruptcy?

You can still apply for a loan if you have declared bankruptcy as long as your bankruptcy status is discharged and not active.

Answers To Your Questions

What cities do you provide service to?

We have customers from the following cities in Missouri:

  • Kansas City
  • St. Louis
  • Springfield
  • Columbia
  • Independence
  • Lee’s Summit
  • O’Fallon
  • St. Joseph
  • St. Charles
  • St. Peters
  • Blue Springs
  • Joplin
  • Florissant
  • Chesterfield
  • Wentzville
  • And more

How will I receive my money?

The money will be transferred directly to your bank account or through an e-Transfer.

How do I make payments?

Loan payments are made through a pre-authorized payment plan. Payments will be automatically withdrawn from your bank account each time a payment is due.

Can I pay off my loan earlier?

Absolutely. You can make payments earlier than your due date, or pay more during the set due date.

How secure is my profile?

All communication with us is private and confidential. We pay a lot of money for information systems that aim to protect your privacy.

Are there any additional fees for taking out a loan?

There are absolutely no additional or hidden fees other than the ones set in your loan agreement.

Do you accept joint applications?

We do accept joint applications.

Can I increase my current loan or get a second loan?

If your payments are up to date and in good standing you can definitely receive a loan increase or apply for another loan.

What happens if I don’t have enough money in my bank account when payment is due?

We know circumstances in life can always change. If you think you won’t be able to make a payment, please call us immediately at 1 (888) 431-0031 and we’ll work with you to find a solution.

Why was my application declined?

If you were not approved for a loan, that means you may not meet some criteria. We also consider your income, the amount of debt you carry and how much credit you have access to.

Installment Loan Services.

Achieve your goals through our safe and secure processes.

Fast Cash Loans
Payday Loans

Get a small amount of money fast. Apply today!

Bad Credit Loans
Bad Credit Loans

Is bad credit holding you back? Not anymore!

Get approved for an unsecured Loan
Installment Loans

Get the money you need when you need it.

Express Loans
Personal Loans

Personal loans just a click away. No unnecessary paperwork.

Personal Loans
Online Loans

Apply for your loan online and get approved fast.

No Credit Loans
No Credit Check Loans

Get a loan that is NOT subject to a credit check.

Customer Reviews.

Loan Ridge Testimonial
Ranbir

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial
Alex

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial
Amanda

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial
Rose

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Apply For a Loan Today.

Ready to get your loan and get things moving in your life? Then start your application process.


The use of loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited for delivery for the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.
Loan Ridge may use credit report information provided as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score.
Loan Ridge reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

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