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Bad Credit Loans

Don't worry - you don’t have to have a perfect credit score to get a loan! At Loan Ridge, we make it easy for you to get approved for a bad credit loan in just a few simple clicks. Within minutes, you can borrow up to $2000 - even with bad credit. Our goal is to help you build a stable financial future for yourself and your family! We can help you free yourself from the constraints that come with bad credit. No matter what you need a loan for, the team at Loan Ridge is here to support you.

How You Can Benefit From a Bad Credit Loan.

Need a personal loan, student loan, or a new car? A bad credit score shouldn’t stop you. At Loan Ridge, we are a direct lender who helps you obtain the money you need – fast. And, by paying on time, you’ll be well on your way to rebuilding your credit.

Our quick, easy application makes it simple to get started towards more financial freedom!

  • Fast online application
  • Funds are deposited directly into your account
  • Simple installment payments for up to 12 months
  • Fast approval times
  • Less paperwork
  • High approval rate
bad credit loan

Types of Loans.

The type of loan you obtain depends on your needs and financial situation. You can decide between a secured and an unsecured loan. So, what’s the difference?

  • Secured Personal Loan – Sometimes, it can be difficult for individuals to qualify for a loan solely based on their credit histories. A secured loan requires you to add an asset as collateral, which acts as an added security for the lender in case of a default. As such, the collateral will increase your chances of approval, and you are more likely to receive a better rate.
  • Unsecured Personal Loan – An unsecured loan is simply a loan that you repay over time in installments. However, because this loan is not secured with an asset, it may be more difficult to obtain.

Our smooth loan application process makes it easy for you to obtain a bad credit loan in a matter of hours. We’re dedicated to helping consumers achieve their financial goals, whether they are business or personal.

types of bad credit loans

Apply for a Bad Credit Loan Today

If you're looking for an instant unsecured loan, then Loan Ridge is the right choice for you. Apply for your bad credit loan in 3 easy steps.

1Fill out the Loan Application
Fill Out Our Easy Online Application

Getting started is quick and easy! Just fill out our online application.

2Sign The Loan Contract
Sign Your Contract With One Click

Once you're approved, we’ll send you an email right away. Just add your digital signature, and you're good to go!

3Get Your Money Deposited Into Your Account
Get the Funds Directly In Your Account

As soon as we get your signed contract, we’ll process everything and send the money straight to your bank account.

Why Choose Us For Your Bad Credit Loan?

Loans Applications are Approved
85% of Applications are Approved

With a high approval rate and a commitment to your financial goals, we make getting a loan simple and stress-free.

Get Money Straight to Your Bank Account
Get Money Deposited into your Bank Account

Our quick, hassle-free process means funds are deposited straight into your account once you're approved!

Improve Your Credit Score
Improve Your Credit Score

By making regular payments on your loan, you can boost your credit score and take control of your financial future.

Our Loans Services

Our mission is to help consumers achieve their goals through a safe and secure process.

Get approved for an unsecured Loan
Unsecured Loans

Get an unsecured loan fast and get up to $2000 in just a few hours.

Bad Credit Loans
Bad Credit Loans

Is bad credit holding you back? Not anymore! Apply for a loan today!

Fast Cash Loans
Cash Loans

Need cash fast? No problem. Simply apply and get instant cash.

Express Loans
Fair Credit Loans

If you have fair credit keeping you away from your goals, we can help!

Personal Loans
Poor Credit Loans

Poor credit loans available when you need them! Just a few clicks away.

No Credit Loans
No Credit Loans

New to United States and have no credit? No problem. We're here to help.

Customer Reviews

Hear it from our clients.

Loan Ridge Testimonial
Ranbir

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial
Alex

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial
Amanda

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial
Rose

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Contact Us.

Free yourself from bad credit. Apply for a loan today!

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