Bad Credit Loans

You don’t have to have a perfect credit score to get a loan! At Loan Ridge, we make it easy for you to get approved for a bad credit loan with just a few simple clicks. Within minutes, you can borrow up to $2000 even with bad credit. We’re here to help you build a stable financial future for you and your family and to help you free yourself from the constraints that come with bad credit. No matter what you need a loan for, we're here to support you.

How You Can Benefit From a Bad Credit Loan.

Whether you need a small personal loan, a student loan, or a new car, a bad credit score can prevent you from achieving your goals. Borrowing from a direct lender such as Loan Ridge will help you get the money you need fast, but it will also help you rebuild your credit score by paying on time. Through our simple and easy application process, we’ll help you free yourself from bad credit that is holding you back.

Fast online application
Funds deposited directly into your account
Simple installment payments for up to 12 months
Fast approval times
Less paperwork
High approval rate

Types of Loans.

The type of loan you obtain depends on your needs and financial situation. You can either opt for a secured or an unsecured loan.

Secured Personal Loan – Sometimes, it can be difficult for individuals to qualify for a loan solely based on their credit histories. This type of loan requires you to add an asset as collateral, which acts as an added security for the lender in case of a default. As such, the collateral will increase your chances of approval, and you are more likely to receive a better rate.
Unsecured Personal Loan – An unsecured loan is simply a loan that you repay over time in installments, but since it is not backed up by an asset, it may be more difficult to obtain.

Our streamlined loan application process makes it easy for you to obtain a bad credit loan in a matter of hours. We’re dedicated to helping consumers achieve their financial goals, whether business or personal.

Apply for a Loan Today

If you're looking for an instant unsecured loan, then Loan Ridge is the right choice for you. Apply for your bad credit loan in 3 easy steps.

Fill Out Our Easy Online Application

Fill out our online application in just a few minutes. If you're approved, you'll get an email shortly after.

Sign Your Contract With One Click

Once you receive your approval email, simply provide your digital signature and the deal is done!

Get Your Money Deposited Into Your Account

Get the Funds Directly In Your Account

After we receive your contract, our systems will automatically process the funds and send you a direct deposit.

Why Choose Us?

85% of Applications are Approved

We take pride in our high approval rate and we're dedicated to helping consumers achieve their financial goals.

Get Money Deposited into your Bank Account

Through our streamlined application and approval process, our clients get their money directly deposited into their account.

Improve Your Credit Score

By paying off your personal loan in regular installments, you'll be able to improve your credit score.

Loans Services

Our mission is to help consumers achieve their goals through a safe and secure process.

Unsecured Loans

Get an unsecured loan fast and get up to $2000 in just a few hours.

Bad Credit Loans

Is bad credit holding you back? Not anymore! Apply for a loan today!

Cash Loans

Need cash fast? No problem. Simply apply and get instant cash.

Fair Credit Loans

If you have fair credit keeping you away from your goals, we can help!

Poor Credit Loans

Poor credit loans available when you need them! Just a few clicks away.

No Credit Loans

New to United States and have no credit? No problem. We're here to help.

Customer Reviews

Hear it from our clients.

Ranbir

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Alex

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Amanda

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Rose

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

View more about us

Contact Us.

Free yourself from bad credit. Apply for a loan today!

The use of loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited for delivery for the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.
Loan Ridge may use credit report information provided as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score.
Loan Ridge reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.