Long-Term Loans

Need money for a big purchase or long-term goal? Whether you're covering part of a mortgage, investing in your future, or handling a major expense, a long-term loan can give you the financial breathing room you need. With this type of loan, you can borrow a larger amount and repay it over time through manageable payments.

At Loan Ridge, you don’t need perfect credit to apply. We’ve made the process straightforward: fill out a short online application, tell us how much you need, and if approved, sign your agreement digitally. Your funds will be sent directly to your bank account, there are no hidden conditions and no fine print. We only provide you with clear steps and the support you need to succeed financially!

How You Can Benefit From a Long-Term Loan.

When you require a long-term loan for a larger investment, our team at Loan Ridge is here to facilitate the process. We ensure you get the extra funds you need, whenever you need them. Our goal is to help consumers achieve better financial stability in order to help their dreams come true. The greatest benefit of a long-term loan is that it results in lower, more affordable payments – so you’re never left strapped for cash.

Payments in Easy Installments – We make it easy for you to pay off your long-term loan with easy installments for up to 12 months.
Quick Money – The main benefit of our long-term loans is that the application process is much shorter compared with other lenders. Our approval process is as short as 5 minutes, and you can get the money as quickly as the next day.
Complete Transparency – We take pride in our transparency and simplified loan conditions. You can sleep soundly knowing that your monthly payments will always stay the same, no matter what.

Why Get a Long Term Loan?

At Loan Ridge, we don’t ask why you need a long-term loan; what matters is that you get the help you need. Our job is to make the process simple and accessible, no matter your credit history. Whether your credit is good, poor, or nonexistent, we’re here to provide a straightforward way to access the funds you’re looking for.

Here are some examples of what you can use our long-term loans for:

Education (i.e. tuition)
Home (i.e. mortgages)
Cars
Small Businesses (i.e. expansions)

Some incredible features of long-term loans include lower payments, higher loan amounts, lower interest rates, repayment in installments, as well as tax benefits. Our streamlined loan application process makes it easy for consumers to get approved for a bad-credit long-term loan in a matter of minutes.

Apply for a Loan Today

If you're looking for a quick and safe long-term loan, then we are the right choice for you. Apply for your unsecured long-term loan in just 3 easy steps.

Easily Apply Online

Complete your application in just a few minutes. Once you're approved, we'll send you an email notification.

Sign Your Contract

Provide your digital signature with just one simple click of the mouse and send it back to us.

Get Your Money Deposited Into Your Account

Get Your Personal Loan

Once we receive your signed contract, our system will process the funds and deposit the money into your account.

Why Choose Us?

85% of Applications are Approved

We're proud to help our fellow consumers achieve their financial goals through simplified long-term loans.

Get Money Deposited into Your Account

With our easy application process, the money will be deposited automatically into your bank account.

Improve Your Credit

By paying off your long term loan in regular installments, you can build and improve your credit score.

Our Loans Services

Our mission is to help consumers achieve their financial stability through easy long-term loans and low payments.

Unsecured Loans

Get approved for an unsecured loan in minutes and receive up to $2000.

Bad Credit Loans

Free yourself from bad credit. Apply for a bad credit loan today!

Cash Loans

Need cash fast? No problem. Just fill out your easy online application.

Express Loans

Express loans that will help you achieve your goals!

Personal Loans

Personal loans when you need them most. Apply in just a few clicks.

No Credit Loans

Don't have credit yet? New to United States? Apply today for a no credit loan.

Customer Reviews

What our clients say.

Ranbir

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Alex

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Amanda

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Rose

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

ABOUT US

Contact Us.

Money in your pocket when you need it. Apply for a long-term loan today!

The use of loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited for delivery for the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.
Loan Ridge may use credit report information provided as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score.
Loan Ridge reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.