Personal Loans

Need some extra money to cover car payments, take care of overdue bills, or finally book that trip you've been putting off? Whatever the reason, we’re here to help - no high credit score needed.

At Loan Ridge, we’ve made getting a personal loan straightforward and stress-free. Just fill out a short online form, tell us how much you need, and you could get approved in as little as five minutes! Once you’re approved, sign your agreement online and the money goes straight into your bank account. We ensure a clear and simple process to help you get back on track.

How You Can Benefit From a Personal Loan.

From unexpected expenses to last-minute travel plans, you can benefit from a personal loan in many ways. At Loan Ridge, we make sure you have access to those extra funds whenever you need them. You don’t need perfect credit to qualify. Whether you have good credit or not, our goal is to support your financial stability with unsecured personal loans that are simple and manageable.

Pay off your personal loan in easy installments – We make it easy for you to pay off your loan in easy installments for up to 12 months.
Get money fast – The main benefit of our personal loans is that the application process is much shorter than other lenders. In fact, you can get approved in as little as ten minutes!
Full transparency – We take pride in our transparency and simplified loan conditions. You can sleep soundly knowing that your payments will always stay the same, no matter what.

Why Get a Personal Loan?

At Loan Ridge, we make it easy for you to get the money you need with personal loans instantly available to you. Good credit, bad credit, no credit, it’s all okay. Here’s what you can use a personal loan for:

Putting a down payment for your home
Starting a business
Paying off your tuition fees
Starting home renovations
Buying a new car
Lowering your credit card debt

Our streamlined loan application process makes it easy for consumers to get approved for a bad credit personal loan in a matter of hours.

Apply for a Loan Today

If you're looking for a quick and secure personal loan, then we are the right choice for you. Apply for your unsecured personal loan in just 3 easy steps.

Easily Apply Online

Complete your application in just a few minutes. Once you're approved, we'll send you an email notification.

Sign Your Contract

Provide your digital signature with just one simple click of the mouse and send it back to us.

Get Your Money Deposited Into Your Account

Get Your Personal Loan

Once we receive your signed contract, our system will process the funds and deposit the money into your account.

Why Choose Us?

85% of Applications are Approved

We're proud to help our fellow consumers achieve their financial goals through simplified personal loans.

Get Money Deposited into Your Account

With our easy application process, the money will be deposited automatically into your bank account.

Improve Your Credit

Paying your installments regularly and on time can help you improve your credit score.

Our Loans Services

Our mission is to help consumers achieve their financial stability through easy personal loans and low payments.

Unsecured Loans

Get approved for an unsecured loan in minutes and receive up to $2000.

Bad Credit Loans

Free yourself from bad credit. Apply for a bad credit loan today!

Cash Loans

Need cash fast? No problem. Just fill out our easy online application.

Express Loans

Express loans that will help you achieve your goals!

Personal Loans

Personal loans when you need them most. Apply in just a few clicks.

No Credit Loans

Don't have credit yet? New to United States? Apply today for a no credit loan.

Customer Reviews

What our clients say.

Ranbir

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Alex

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Amanda

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Rose

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

ABOUT US

Contact Us.

Money in your pocket when you need it. Apply for a personal loan today!

The use of loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited for delivery for the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.
Loan Ridge may use credit report information provided as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score.
Loan Ridge reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.