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Personal Loans Mississippi.

For all kinds of unexpected expenses, fast and easy personal loans are available for Mississippi residents at Loan Ridge. Our secure, simple, and affordable loans offer low interest rates and lightning quick approval times, so you can meet your financial needs no matter what.

What is a Personal Loan?

A personal loan is a fast and easy way to get the money you need for things like consolidating credit card debt, home improvement projects or even taking that dream vacation. A personal loan is different from traditional bank loans in that it requires no collateral!

If you're in need of some extra money and don't want to wait several weeks before your bank approves and deposits your loan, or if your credit score is too low, then a quick and easy personal loan is perfect for you!

Apply For A Loan Today.

Quick and easy applications for personal loans.

1Fill out the Loan Application
Easily Apply Online

Complete your application in just a few minutes.

2Sign The Loan Contract
Sign Your Contract

Provide your digital signature with just one click.

3Get Your Money Deposited Into Your Account
Get Your Installment Loan

Once approved, we deposit the money into your account.

Here's An Example.

Let's see what the personal loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $500 through a 5 minute application with Loan Ridge. They agree to an annual percentage rate (APR) of 295% and to pay the loan off in 23 bi-weekly installments of $61.34. Once they’re deemed eligible for the loan, the money is deposited into their account, and that’s it! It’s as quick and straightforward as that.

Why Get A Mississippi Personal Loan.

A Mississipii personal loan can help you consolidate debts and reduce your interest rate on other financial commitments. Even with a low credit score, a personal loan can be paid back in 12 months or less, allowing you to pay your bills, grow your small business, or take a last-minute vacation!


And the best part is, once you pay it off there are no long term commitments. Personal Loans can be used in emergencies or to help you develop a lifestyle you dream about!


Some great reasons to get a personal loan are:


  • Reliable Cash at Your Disposal – Our applications take only a few short minutes to complete, meaning you can be approved in no time!
  • Consolidate Debt and Avoid Interest – Stop paying interest rates on your bills by using a personal loan to pay them outright.
  • Opportunities – Extend for up to 12 months with a variety of repayment options. Start rebuilding your credit score now with a personal loan. 


fast loans loan ridge

Why Choose Us?

get loans fast
85% of Applications are Approved

We're proud to help our clients achieve their financial goals through simplified personal loans.

Get Money Straight to Your Bank Account
Money Directly into Your Pocket

We e-transfer money directly into your bank account with no extra steps.

Improve Your Credit Score
Improve Your Credit Score, Fast

Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a personal loan!

Mississippi State License.

Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:

  • Licensed
  • Credible
  • Professional
  • Always available

You can count on the team at Loan Ridge. Get in touch today.


Mississippi State License

Frequently Asked Questions

Who qualifies for an personal loan in Mississippi?

Here’s what you need to get a personal loan from Loan Ridge:

  • You must be 18 years old and older
  • You must be a US citizen or permanent resident and a resident of Mississippi
  • You must have an active bank account
  • You must have a regular source of income
  • You must have a contact number and email address

How long is the application process?

We’re faster than other lenders: you can get approved in 5 minutes or less!

Can I apply for a personal loan if I live outside Mississippi?

No, we only offer loans to Mississippi residents.

Do I need to disclose what the money is used for?

Not at all. We want to give you financial stability and success. How you use your money is up to you.

Can I pay back my personal loan in full?

Absolutely, you can fully pay back your personal loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.

How many times can I apply for a loan?

Eligible applicants can apply for a loan as many times as they’d like.

What is the difference between payday loans and Loan Ridge loans?

We operate very differently than Payday Loans:

  • We provide long term installments loans, unlike payday loans that are very short term to be paid on your next pay day.
  • We are much cheaper than payday loans.
  • We are able to provide you with bigger loans, payday loans cannot.

Can I get a loan if I have declared bankruptcy?

Yes, as long as your bankruptcy status is discharged and not active, you can get a personal loan.

Answers To Your Questions

What cities do you provide service to?

We currently have financial loan services in the following cities:

  • Jackson
  • Gulfport
  • Southaven
  • Biloxi
  • Hattiesburg
  • Olive Branch
  • Tupelo
  • Meridian
  • Greenville
  • Clinton
  • Madison
  • Pearl
  • Horn Lake
  • Oxford
  • Brandon
  • And more

How will I receive my money?

Funds will be transferred straight into your bank account or through a quick and easy e-transfer.

How do I make payments?

Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.

Can I pay off my loan earlier?

Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.

How secure is my profile?

We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.

Are there any additional fees for taking out a loan?

We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.

Do you accept joint applications?

Yes, we do accept joint applications.

Can I increase my current loan or get a second loan?

Yes! If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.

What happens if I don’t have enough money in my bank account when payment is due?

We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.

Why was my application declined?

If your application for a personal loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and how much credit you have access to into account when reviewing applications.

For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance:

Installment Loan Services.

Achieve your goals through our safe and secure processes.

Fast Cash Loans
Payday Loans

Get a small amount of money fast. Apply today!

Bad Credit Loans
Bad Credit Loans

Is bad credit holding you back? Not anymore!

Get approved for an unsecured Loan
Quick Loans

Quick cash in your pocket when you need it.

Express Loans
Installment Loans

Get the money you need when you need it.

Personal Loans
Online Loans

Apply for your loan online and get approved fast.

No Credit Loans
No Credit Check Loans

Get a loan that is NOT subject to a credit check.

Customer Reviews.

Loan Ridge Testimonial

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Apply For a Loan Today.

Ready to get your loan and get things moving in your life? Then start your application process.