Looking to pay off your car? Or maybe you want to take that trip you've always dreamed of? No matter what you need a personal loan for, we've got you covered with our personal loans in O’Fallon, Missouri service. A personal loan is a loan in which a person borrows money for personal need. At Loan Ridge, the process of getting an unsecured loan is easy. With just a few clicks, you can borrow up to $2000.