If you require a loan but are uncertain about repaying it all at once, Loan Ridge has got you covered with installment loans in Texas. You can borrow up to $2,000 and repay it through regular payments over a period of 12 months. Even if you do not have a high credit score, you may still be eligible.
Quick and easy applications for installment loans.
Complete your application in just a few minutes.
Provide your digital signature with just one click.
Once approved, we deposit the money into your account.
An example illustrating the installment loan process in Texas for borrowers is as follows: Suppose a borrower takes out a loan of $1,000 with an annual percentage rate (APR) of 295% and agrees to repay it in monthly installments. The borrower would make 11 monthly payments ranging from $238.78 to $239.74. Alternatively, if the borrower decides to repay the loan bi-weekly with an APR of 291.19%, they would make 23 bi-weekly payments between $122.67 and $122.68.
The purpose for which you utilize your loan is of no concern to us. Our aim is to provide you with additional funds whenever you require them. Whether you need the money for mortgage payments, car purchases, school fees, vacations, or any other reason, we can arrange an installment loan for you in Texas.
We provide installment loans to the following Texas cities:
We're proud to help our clients achieve their financial goals through simplified personal loans.
With our easy application process, the money will be deposited automatically into your bank account.
Paying off your loan in regular installments can help you build and improve your credit score.
Loan Ridge is a direct lender in Texas with a state license, and all loans are funded and regulated in accordance with applicable laws.
Contact us today and rely on us for your financial needs.
The following are the prerequisites for meeting the criteria for an installment loan from Loan Ridge:
Our lending process is briefer compared to other lenders. With us, applicants can receive approval within just 5 minutes.
No. Our loan services are solely intended for residents of Texas.
Your usage of the funds is not our concern; our aim is to offer you the necessary funds, and it’s entirely up to you how you utilize them.
Certainly, you have the option to do so. There are no restrictions when it comes to additional payments or repaying the loan in full, and there are no extra charges to worry about.
You can apply for a loan with us multiple times, provided that you meet the eligibility criteria each time.
As long as your bankruptcy has been discharged and is no longer active, you are still eligible to apply for a loan with us.
We have customers from the following cities in Texas:
The funds will be deposited directly into your bank account or sent through an e-Transfer.
Loan payments are facilitated by a pre-approved payment arrangement, where payments will be automatically deducted from your bank account on the scheduled payment dates.
Certainly, you have the option to make payments prior to the due date, or even make a payment larger than the required amount during the scheduled due date.
We take privacy and confidentiality very seriously, and invest heavily in information systems to ensure the security of all communication with us.
There are no extra or undisclosed charges, apart from those specified in your loan agreement.
We accept applications from multiple applicants.
If you have been making your payments on time and have a good record, you may be eligible for a loan increase or can apply for another loan.
We understand that situations in life can be unpredictable. If you anticipate that you won’t be able to make a payment, please contact us at 1 (888) 431-0031 without delay, and we will collaborate with you to resolve the matter.
If your loan application was not approved, it could indicate that you do not meet certain requirements. We take into account your income, debt level, and available credit when evaluating your application.
Achieve your goals through our safe and secure processes.
As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.
I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.
Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.
I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.
Ready to get your loan and get things moving in your life? Then start your application process.