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Installment Loans Utah.

If you need to borrow money but prefer not to pay it back all at once, Loan Ridge offers installment loans in Utah that may suit your needs. With these loans, you can borrow up to $2,000 and pay it off through regular payments spread out over 12 months. Even if your credit score is not high, you may still qualify.

Apply For A Loan Today.

Quick and easy applications for installment loans.

1Fill out the Loan Application
Easily Apply Online

Complete your application in just a few minutes.

2Sign The Loan Contract
Sign Your Contract

Provide your digital signature with just one click.

3Get Your Money Deposited Into Your Account
Get Your Installment Loan

Once approved, we deposit the money into your account.

Here's An Example.

To explain the installment loan process in Utah, consider this example: Let's say a borrower applies for a $1,000 loan with an annual percentage rate (APR) of 295% and agrees to pay it back in monthly installments. The borrower would make 11 monthly payments ranging from $238.78 to $239.74. If the borrower chooses to pay back the loan bi-weekly with an APR of 291.19%, they would make 23 bi-weekly payments between $122.67 and $122.68.

Why Get A Utah Installment Loan.

We don’t have any concerns about how you use the loan. Our main objective is to provide you with additional funds whenever you need them. Whether it is for mortgage payments, buying a car, paying for school fees, going on vacation, or for any other reason, we can arrange an installment loan for you in Utah.

  • Flexible Payment Plan – You can stretch out your payments for a period of 12 months
  • Rapid Cash – Receive approval in just 5 minutes!
  • Complete Openness – We are committed to providing transparent services, and there are no hidden fees or charges associated with our services


Installment loans Utah

Our Service Areas.

Couple applying for installment loan in Utah

Why Choose Us?

Loans Applications are Approved
85% of Applications are Approved

We're proud to help our clients achieve their financial goals through simplified personal loans.

Get Money Straight to Your Bank Account
Get Money Deposited into Your Account

With our easy application process, the money will be deposited automatically into your bank account.

Improve Your Credit Score
Improve Your Credit

Paying off your loan in regular installments can help you build and improve your credit score.

Utah State License.

Loan Ridge is a licensed direct lender in Utah, and all loans are funded and regulated in compliance with relevant laws.

  • Licensed
  • Accessible at all times
  • Professional
  • Credible

Get in touch with us today and trust us to assist you with your financial requirements


Utah State License

Frequently Asked Questions

Who qualifies for an installment loan in Utah?

The following conditions must be met in order to qualify for an installment loan from Loan Ridge:

  • The applicant should be at least 18 years old.
  • The applicant should be a resident of Utah and a US citizen or permanent resident.
  • The applicant should have an active bank account.
  • The applicant should have a reliable source of income.
  • The applicant should have a reachable contact number and an email address.

How long will the process for applying take?

Our lending process is faster than other lenders. With Loan Ridge, applicants can get approval in as little as 5 minutes.

Can I apply for an installment loan from you if I don't live in Utah?

No, our loan services are exclusively for individuals living in Utah.

Do I need to disclose what the money is used for?

We are not concerned about how you use the funds. Our goal is to provide you with the funds you need, and it is entirely up to you how you choose to use them.

Can I pay back my loan in full?

You are free to make additional payments or pay off the loan in full at any time without any limitations or extra fees.

How many times can I apply for a loan?

You may apply for a loan with us on several occasions as long as you satisfy the qualification requirements each time.

What is the difference between payday loans and Loan Ridge loans?

  • Our installment loans have an extended repayment period compared to payday loans that usually mandate repayment by your subsequent payday.
  • We offer more reasonable interest rates as compared to payday loans.
  • We can provide you with a larger loan amount than payday loans allow.

Can I get a loan if I have declared bankruptcy?

If your bankruptcy has been discharged and is no longer in effect, you are still qualified to submit an application for a loan with us.

Answers To Your Questions

What cities do you provide service to?

How will I receive my money?

The money will be transferred straight into your bank account, or you can receive it through an e-Transfer.

How do I make payments?

Loan payments are managed through a pre-authorized payment agreement, which will automatically deduct payments from your bank account on the dates specified for payments.

Can I pay off my loan earlier?

You have the option to make payments before the due date, or make a payment that is more than the required amount on the scheduled due date.

How secure is my profile?

We place great importance on privacy and confidentiality and allocate significant resources to information systems to safeguard all communication with us.

Are there any additional fees for taking out a loan?

There are no additional or hidden fees, aside from those explicitly outlined in your loan agreement.

Do you accept joint applications?

We welcome applications from multiple individuals.

Can I increase my current loan or get a second loan?

If you have a good payment history and have been making payments on time, you might be eligible for a loan increase or be able to apply for an additional loan.

What happens if I don’t have enough money in my bank account when payment is due?

We recognize that life can be uncertain, and if you expect that you might not be able to make a payment, please get in touch with us promptly at 1 (888) 431-0031. We will work with you to find a solution and resolve the issue.

Why was my application declined?

If your loan request was denied, it may imply that you don’t meet certain criteria. When assessing your application, we consider factors such as your income, level of debt, and available credit.

Installment Loan Services.

Achieve your goals through our safe and secure processes.

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Customer Reviews.

Loan Ridge Testimonial

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Apply For a Loan Today.

Ready to get your loan and get things moving in your life? Then start your application process.