Our personal loan service in Utah is designed to help you with your financial needs, whether you want to pay off your car loan or go on a dream vacation. A personal loan is an unsecured loan that people take out to fulfill their personal needs. At Loan Ridge, getting an unsecured personal loan is a simple process that doesn't involve any difficulties. With a few clicks, you can borrow up to $2000.
Quick and easy applications for personal loans.
Complete your application in just a few minutes.
Provide your digital signature with just one click.
Once approved, we deposit the money into your account.
Let's consider an example that demonstrates how our personal loan process works for borrowers in Utah. For instance, a borrower borrows $1,000 at an annual percentage rate (APR) of 295% and agrees to repay it through monthly installments. This means that the borrower would make 11 monthly payments ranging from $238.78 to $239.74. Alternatively, if the borrower borrowed $1,000 and decided to repay it bi-weekly at an APR of 291.19%, the borrower would pay off the loan in 23 bi-weekly installments ranging from $122.67 to $122.68.
If you face unexpected expenses or wish to go on a spontaneous trip, a personal loan can provide several benefits. Loan Ridge offers an easy and hassle-free way to obtain the necessary funds quickly, so you can achieve your financial goals.
We are dedicated to helping individuals achieve their objectives, regardless of their credit score. Our unsecured personal loans in Utah are straightforward to obtain, and we strive to make the process as effortless as possible.
We're proud to help our clients achieve their financial goals through simplified personal loans.
With our easy application process, the money will be deposited automatically into your bank account.
Paying off your loan in regular installments can help you build and improve your credit score.
Loan Ridge is a licensed direct lender operating in Utah, and all loans are funded and regulated in compliance with relevant laws.
Call us today and rely on us for your financial needs.
Loan Ridge has specific requirements that must be met in order to be eligible for a personal loan.
Our lending process is quicker than that of other lenders. You can receive approval within just 5 minutes when you apply with us.
Our loan services are exclusively available for Utah residents.
We are not concerned about how you use the funds; our goal is to provide you with the funds you need, and it is entirely your choice how you choose to use them.
Of course, you can choose to make extra payments or pay off the entire loan at once. There are no limitations or extra fees to be concerned about.
As long as you meet the eligibility requirements each time, you can apply for a loan with us on multiple occasions.
If your bankruptcy has been discharged and is no longer ongoing, you can still be considered eligible to apply for a loan with us.
We have customers from the following cities in Utah:
The money will be transferred straight to your bank account or sent to you via an e-Transfer.
Loan repayments are managed using a pre-authorized payment agreement, which means that the payments will be deducted from your bank account automatically on the agreed-upon payment dates.
You are definitely allowed to make payments before the due date or make a payment that is more than the required amount on the scheduled due date.
At Loan Ridge, we prioritize the security and confidentiality of all our customers’ information and communications, and therefore, we make substantial investments in information systems to guarantee their protection.
There are no additional or hidden fees, other than the ones clearly stated in your loan contract.
We welcome applications from numerous candidates.
If you have a good payment history and have been making timely payments, you may qualify for a loan increment or be able to apply for an additional loan.
We recognize that unexpected situations can arise in life. If you foresee that you won’t be able to make a payment, please get in touch with us at 1 (888) 431-0031 as soon as possible, and we will work with you to find a solution.
If your loan application was declined, it may be due to the fact that you don’t meet specific requirements. We evaluate your application based on your income, debt level, and available credit.
Achieve your goals through our safe and secure processes.
As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.
I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.
Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.
I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.
Ready to get your loan and get things moving in your life? Then start your application process.