If you need to borrow money but prefer not to pay it back all at once, Loan Ridge offers installment loans in Utah that may suit your needs. With these loans, you can borrow up to $2,000 and pay it off through regular payments spread out over 12 months. Even if your credit score is not high, you may still qualify.
Quick and easy applications for installment loans.
Complete your application in just a few minutes.
Provide your digital signature with just one click.
Once approved, we deposit the money into your account.
To explain the installment loan process in Utah, consider this example: Let's say a borrower applies for a $1,000 loan with an annual percentage rate (APR) of 295% and agrees to pay it back in monthly installments. The borrower would make 11 monthly payments ranging from $238.78 to $239.74. If the borrower chooses to pay back the loan bi-weekly with an APR of 291.19%, they would make 23 bi-weekly payments between $122.67 and $122.68.
We don’t have any concerns about how you use the loan. Our main objective is to provide you with additional funds whenever you need them. Whether it is for mortgage payments, buying a car, paying for school fees, going on vacation, or for any other reason, we can arrange an installment loan for you in Utah.
We provide installment loans to the following Utah cities:
We're proud to help our clients achieve their financial goals through simplified personal loans.
With our easy application process, the money will be deposited automatically into your bank account.
Paying off your loan in regular installments can help you build and improve your credit score.
Loan Ridge is a licensed direct lender in Utah, and all loans are funded and regulated in compliance with relevant laws.
Get in touch with us today and trust us to assist you with your financial requirements
The following conditions must be met in order to qualify for an installment loan from Loan Ridge:
Our lending process is faster than other lenders. With Loan Ridge, applicants can get approval in as little as 5 minutes.
No, our loan services are exclusively for individuals living in Utah.
We are not concerned about how you use the funds. Our goal is to provide you with the funds you need, and it is entirely up to you how you choose to use them.
You are free to make additional payments or pay off the loan in full at any time without any limitations or extra fees.
You may apply for a loan with us on several occasions as long as you satisfy the qualification requirements each time.
If your bankruptcy has been discharged and is no longer in effect, you are still qualified to submit an application for a loan with us.
We have customers from the following cities in Utah:
The money will be transferred straight into your bank account, or you can receive it through an e-Transfer.
Loan payments are managed through a pre-authorized payment agreement, which will automatically deduct payments from your bank account on the dates specified for payments.
You have the option to make payments before the due date, or make a payment that is more than the required amount on the scheduled due date.
We place great importance on privacy and confidentiality and allocate significant resources to information systems to safeguard all communication with us.
There are no additional or hidden fees, aside from those explicitly outlined in your loan agreement.
We welcome applications from multiple individuals.
If you have a good payment history and have been making payments on time, you might be eligible for a loan increase or be able to apply for an additional loan.
We recognize that life can be uncertain, and if you expect that you might not be able to make a payment, please get in touch with us promptly at 1 (888) 431-0031. We will work with you to find a solution and resolve the issue.
If your loan request was denied, it may imply that you don’t meet certain criteria. When assessing your application, we consider factors such as your income, level of debt, and available credit.
Achieve your goals through our safe and secure processes.
As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.
I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.
Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.
I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.
Ready to get your loan and get things moving in your life? Then start your application process.