Apply Now

Bad Credit Loans Mississippi.

If you want to borrow money but have a bad credit score, we have you covered with our bad credit loans in Mississippi. A bad credit loan made to help people with a credit score below 575, allowing them to rebuild their credit, pay for their expenses, and start investing in their future. We don’t need to know what the loan is for, and we don’t need any collateral, third party referrals, or additional fees from you. We’re just here to help you get back on track.

What is a Bad Credit Loan?

A bad credit loan is a type of personal loan that is designed to assist people with bad credit scores. With a bad credit loan, you can get money for virtually any need. If you are trying to refinance your home, pay off an existing loan, or start your own business, we have the personal loans that will work for you!

With our personal loans in Mississippi , there is no reason to go to a traditional lender. Skip the hassle and get the money you need today!

Apply For A Loan Today.

Quick and easy applications for bad credit loans.

1Fill out the Loan Application
Easily Apply Online

Complete your application in just a few minutes.

2Sign The Loan Contract
Sign Your Contract

Provide your digital signature with just one click.

3Get Your Money Deposited Into Your Account
Get Your Installment Loan

Once approved, we deposit the money into your account.

Here's An Example.

Let's look at an example that shows what the bad credit loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $1,000 with an annual percentage rate (APR) of 295% and agrees to pay it off in monthly installments. That would mean that the borrower would pay 11 monthly installments between $238.78 - $239.74. Conversely, if the borrow took out a loan of $1,000 and agreed to pay it off bi-weekly at an APR of 291.19%, the borrower would pay it off in 23 bi-weekly installments between $122.67 - $122.68.

Why Get A Mississippi Bad Credit Loan?

A bad credit score can stop you from pursuing the things you want, but with Loan Ridge’s personal loan options, we can ensure you get the money you need, when you need it. No matter what reason you need cash, we can get you a loan in Mississippi. 

  • Easy Installments – Rest easy knowing your loan is easily repayable in monthly installments for up to 12 months. 
  • Quick, Reliable Cash at Your Disposal – Our applications take only minutes to complete, and approval can happen in under 30 minutes after that, getting you your money before the day is finished. 
  • Full SupportWe are completely transparent with our loans. We have no hidden fees and no hidden clauses. Everything is up front, and your payments will always stay the same.


Why Choose Us?

get loans fast
85% of Applications are Approved

We’re to support you and your financial success, whether you need personal or business financing.

Get Money Straight to Your Bank Account
Get Money Deposited Straight into Your Account

We e-transfer money directly into your bank account with no extra steps.

Improve Your Credit Score
Improve Your Credit, Fast

Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a quick loan!

Mississippi State License.

Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:

  • Licensed
  • Credible
  • Professional
  • Always available

You can count on the team at Loan Ridge. Get in touch today.


Mississippi State License

Frequently Asked Questions

Who can qualify for a bad credit loan in Mississippi?

Here’s what you need to get a quick loan from Loan Ridge:

  • You must be 18 years old and older
  • You must be a US citizen or permanent resident and a resident of Mississippi
  • You must have an active bank account
  • You must have a regular source of income
  • You must have a contact number and email address

How long will the process for applying take?

We’re faster than other lenders: you can get approved in 30 minutes or less!

Can I apply for an bad credit loan from you if I don't live in Mississippi?

No, we only offer loans to Mississippi residents.

Do I need to disclose what the money is used for?

Not at all. We want to give you financial stability and success. How you use your money is up to you.

Can I pay back my loan in full?

Absolutely, you can fully pay back your quick loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.

How many times can I apply for a loan?

Eligible applicants can apply for a loan as many times as they’d like.

What is the difference between payday loans and Loan Ridge loans?

We operate much differently than Payday Loans:

  • We provide long term installments loans, unlike payday loans that are very short term to be paid on your next pay day.
  • We are much cheaper than payday loans.
  • We are able to provide you with bigger loans, payday loans cannot.

Can I get a loan if I have declared bankruptcy?

Yes, as long as your bankruptcy status is discharged and not active, you can get a bad credit loan.

Answers To Your Questions

What cities do you provide service to?

We currently have financial loan services in the following cities:

  • Jackson
  • Gulfport
  • Southaven
  • Biloxi
  • Hattiesburg
  • Olive Branch
  • Tupelo
  • Meridian
  • Greenville
  • Clinton
  • Madison
  • Pearl
  • Horn Lake
  • Oxford
  • Brandon
  • And more

How will I receive my money?

Funds will be transferred straight into your bank account or through a quick and easy e-transfer.

How do I make payments?

Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.

Can I pay off my loan earlier?

Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.

How secure is my profile?

We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.

Are there any additional fees for taking out a loan?

We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.

Do you accept joint applications?

Yes, we do accept joint applications.

Can I increase my current loan or get a second loan?

Yes! If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.

What happens if I don’t have enough money in my bank account when payment is due?

We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.

Why was my application declined?

If your application for a bad credit loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and more into account when reviewing applications.

For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance:

Installment Loan Services.

Achieve your goals through our safe and secure processes.

Fast Cash Loans
Payday Loans

Get a small amount of money fast. Apply today!

Bad Credit Loans
Installment Loans

Get the money you need when you need it.

Get approved for an unsecured Loan
Quick Loans

Quick cash in your pocket when you need it.

Express Loans
Personal Loans

Personal loans just a click away. No unnecessary paperwork.

Personal Loans
Online Loans

Apply for your loan online and get approved fast.

No Credit Loans
No Credit Check Loans

Get a loan that is NOT subject to a credit check.

Customer Reviews.

Loan Ridge Testimonial

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Apply For a Loan Today.

Ready to get your loan and get things moving in your life? Then start your application process.