For all kinds of unexpected expenses, fast and easy personal loans are available for Mississippi residents at Loan Ridge. Our secure, simple, and affordable loans offer low interest rates and lightning quick approval times, so you can meet your financial needs no matter what.
A personal loan is a fast and easy way to get the money you need for things like consolidating credit card debt, home improvement projects or even taking that dream vacation. A personal loan is different from traditional bank loans in that it requires no collateral!
If you're in need of some extra money and don't want to wait several weeks before your bank approves and deposits your loan, or if your credit score is too low, then a quick and easy personal loan is perfect for you!
Quick and easy applications for personal loans.
Complete your application in just a few minutes.
Provide your digital signature with just one click.
Once approved, we deposit the money into your account.
Let's see what the personal loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $500 through a 5 minute application with Loan Ridge. They agree to an annual percentage rate (APR) of 295% and to pay the loan off in 23 bi-weekly installments of $61.34. Once they’re deemed eligible for the loan, the money is deposited into their account, and that’s it! It’s as quick and straightforward as that.
A Mississipii personal loan can help you consolidate debts and reduce your interest rate on other financial commitments. Even with a low credit score, a personal loan can be paid back in 12 months or less, allowing you to pay your bills, grow your small business, or take a last-minute vacation!
And the best part is, once you pay it off there are no long term commitments. Personal Loans can be used in emergencies or to help you develop a lifestyle you dream about!
Some great reasons to get a personal loan are:
We're proud to help our clients achieve their financial goals through simplified personal loans.
We e-transfer money directly into your bank account with no extra steps.
Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a personal loan!
Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:
You can count on the team at Loan Ridge. Get in touch today.
Here’s what you need to get a personal loan from Loan Ridge:
We’re faster than other lenders: you can get approved in 5 minutes or less!
No, we only offer loans to Mississippi residents.
Not at all. We want to give you financial stability and success. How you use your money is up to you.
Absolutely, you can fully pay back your personal loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.
Eligible applicants can apply for a loan as many times as they’d like.
We operate very differently than Payday Loans:
Yes, as long as your bankruptcy status is discharged and not active, you can get a personal loan.
We currently have financial loan services in the following cities:
Funds will be transferred straight into your bank account or through a quick and easy e-transfer.
Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.
Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.
We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.
We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.
Yes, we do accept joint applications.
Yes! If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.
We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.
If your application for a personal loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and how much credit you have access to into account when reviewing applications.
For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance: https://dbcf.ms.gov/consumer-finance/
Achieve your goals through our safe and secure processes.
As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.
I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.
Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.
I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.
Ready to get your loan and get things moving in your life? Then start your application process.