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Payday Loans Mississippi.

If you’re facing unplanned expenses, payday loans with Loan Ridge are a great way to secure your finances until your next paycheck. No matter what you need the loan for, we’re here to support you on your financial journey. Forget waiting in line at the bank or worrying about hidden fees - with Loan Ridge you can apply for financing in just a few short minutes.

What is a Payday Loan?

Payday loans can cover you when you need a quick source of cash on the spot, at least until your next payday (hence the name!) Unexpected costs can appear anytime, anywhere, which means you need a payday loan service that can support you anytime, anywhere!

The advantages of payday loans are that they are fast, easy, and accessible to nearly everyone! A payday loan can protect your credit score when you can’t keep up with payments, and offer hassle-free bi-weekly payment plans to keep you afloat.

Apply For A Loan Today.

Quick and easy applications for payday loans.

1Fill out the Loan Application
Easily Apply Online

Complete your application in just a few minutes.

2Sign The Loan Contract
Sign Your Contract

Provide your digital signature with just one click.

3Get Your Money Deposited Into Your Account
Get Your Installment Loan

Once approved, we deposit the money into your account.

Here's An Example.

Let's see what the payday loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $500 through a 5 minute application with Loan Ridge. They agree to an annual percentage rate (APR) of 295% and to pay the loan off in 23 bi-weekly installments of $61.34. It’s as quick and straightforward as that.

Why Get A Mississippi Payday Loan?

Stop worrying about hidden fees or long waits – with Loan Ridge it takes only minutes to get a payday loan, giving you the opportunity to focus on what’s important to you. You don’t need to disclose why you need the loan or what you’ll use it for, all you need to do is apply and start rebuilding your finances today!


Some great reasons to get a payday loan are:


  • Reliable Cash at Your DisposalOur applications take only a few short minutes to complete, meaning you can be approved in no time!
  • Flexibility – Payday loans can easily cover all sorts of unplanned costs, with money being deposited right into your account for you to use however you need.
  • Opportunities – Extend for up to 12 months with a variety of repayment options. Start rebuilding your credit score now with a payday loan.
Quick and Easy Loans

Why Loan Ridge?

Get Money Straight to Your Bank Account
Money Directly into Your Pocket

We deposit money straight into your bank account with no extra steps.

get loans fast
85% of Applicants get Approved

We’re to support you and your financial success, whether you need personal or business financing.

Improve Your Credit Score
Improve Your Credit Score, Fast

Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a payday loan!

Mississippi State License.

Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:

  • Licensed
  • Credible
  • Professional
  • Always available

You can count on the team at Loan Ridge. Get in touch today.


Mississippi State License

Frequently Asked Questions

Who can qualify for a payday loan in Mississippi

Here are the requirements for qualifying for an payday loan from Loan Ridge:

  • You must be 18 years old and older
  • You must be a US citizen or permanent resident and a resident of Mississippi
  • You must have an active bank account
  • You must have a regular source of income
  • You must have a contact number and email address

How long is the application process?

We’re faster than other lenders: you can get approved in 5 minutes or less!

Can I apply for a payday loan if I live outside Mississippi?

No, we only offer loans to Mississippi residents.

Do I need to disclose what the money is used for?

Not at all. We want to give you financial stability and success. How you use your money is up to you.

Can I pay back my payday loan in full?

Absolutely, you can fully pay back your payday loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.

How many times can I apply for a loan?

Eligible applicants can apply for a loan as many times as they’d like.

Can I get a payday loan if I have declared bankruptcy?

Yes, as long as your bankruptcy status is discharged and not active, you can get a payday loan.

Answers To Your Questions

What cities do you provide service to?

We have financial loan services in the following cities in Mississippi:

  • Kansas City
  • St. Louis
  • Springfield
  • Columbia
  • Independence
  • Lee’s Summit
  • O’Fallon
  • St. Joseph
  • St. Charles
  • St. Peters
  • Blue Springs
  • Joplin
  • Florissant
  • Chesterfield
  • Wentzville
  • And more

How will I receive my money?

Funds will be transferred straight into your bank account or through a quick and easy e-transfer.

How do I make payments?

Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.

Can I pay off my loan earlier?

Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.

How secure is my profile?

We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.

Are there any additional fees for taking out a loan?

We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.

Do you accept joint applications?

Yes, we do accept joint applications.

Can I increase my current loan or get a second loan?

Yes! If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.

What happens if I don’t have enough money in my bank account when payment is due?

We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.

Why was my application declined?

If your application for a payday loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and how much credit you have access to into account when reviewing applications.

For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance:

Installment Loan Services.

Achieve your goals through our safe and secure processes.

Fast Cash Loans
Installment Loans

Get the money you need when you need it.

Bad Credit Loans
Bad Credit Loans

Is bad credit holding you back? Not anymore!

Get approved for an unsecured Loan
Quick Loans

Quick cash in your pocket when you need it.

Express Loans
Personal Loans

Personal loans just a click away. No unnecessary paperwork.

Personal Loans
Online Loans

Apply for your loan online and get approved fast.

No Credit Loans
No Credit Check Loans

Get a loan that is NOT subject to a credit check.

Customer Reviews.

Loan Ridge Testimonial

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Apply For a Loan Today.

Ready to get your loan and get things moving in your life? Then start your application process.