If you’re facing unplanned expenses, payday loans with Loan Ridge are a great way to secure your finances until your next paycheck. No matter what you need the loan for, we’re here to support you on your financial journey. Forget waiting in line at the bank or worrying about hidden fees - with Loan Ridge you can apply for financing in just a few short minutes.
Payday loans can cover you when you need a quick source of cash on the spot, at least until your next payday (hence the name!) Unexpected costs can appear anytime, anywhere, which means you need a payday loan service that can support you anytime, anywhere!
The advantages of payday loans are that they are fast, easy, and accessible to nearly everyone! A payday loan can protect your credit score when you can’t keep up with payments, and offer hassle-free bi-weekly payment plans to keep you afloat.
Quick and easy applications for payday loans.
Complete your application in just a few minutes.
Provide your digital signature with just one click.
Once approved, we deposit the money into your account.
Let's see what the payday loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $500 through a 5 minute application with Loan Ridge. They agree to an annual percentage rate (APR) of 295% and to pay the loan off in 23 bi-weekly installments of $61.34. It’s as quick and straightforward as that.
Stop worrying about hidden fees or long waits – with Loan Ridge it takes only minutes to get a payday loan, giving you the opportunity to focus on what’s important to you. You don’t need to disclose why you need the loan or what you’ll use it for, all you need to do is apply and start rebuilding your finances today!
Some great reasons to get a payday loan are:
We deposit money straight into your bank account with no extra steps.
We’re to support you and your financial success, whether you need personal or business financing.
Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a payday loan!
Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:
You can count on the team at Loan Ridge. Get in touch today.
Here are the requirements for qualifying for an payday loan from Loan Ridge:
We’re faster than other lenders: you can get approved in 5 minutes or less!
No, we only offer loans to Mississippi residents.
Not at all. We want to give you financial stability and success. How you use your money is up to you.
Absolutely, you can fully pay back your payday loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.
Eligible applicants can apply for a loan as many times as they’d like.
Yes, as long as your bankruptcy status is discharged and not active, you can get a payday loan.
We have financial loan services in the following cities in Mississippi:
Funds will be transferred straight into your bank account or through a quick and easy e-transfer.
Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.
Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.
We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.
We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.
Yes, we do accept joint applications.
Yes! If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.
We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.
If your application for a payday loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and how much credit you have access to into account when reviewing applications.
For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance: https://dbcf.ms.gov/consumer-finance/
Achieve your goals through our safe and secure processes.
As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.
I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.
Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.
I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.
Ready to get your loan and get things moving in your life? Then start your application process.