We know how frustrating it is to pay high interest rates on personal loans just because you don't have stellar credit score. Good credit is difficult to upkeep, and life can be unpredictable sometimes. The delays, hassle and uncertainty of getting approval from a bank can be excruciating, but at Loan Ridge we make sure that your transaction is smooth and convenient – all you need to do is to apply online.
A no credit check loan is a type of personal loan that does not require any sort of credit verification like checking your employment history, income status and other financial information. Once you apply for this type of finance, an approval can be granted within 1 hour so you can have access to your money without delay.
The advantages of no credit check loans are that you don't have to give all your private information, you get rid of the hassle of waiting for loan approvals, and you get the opportunity to improve or restore your credit history.
Quick and easy applications for no credit check loans.
Complete your application in just a few minutes.
Provide your digital signature with just one click.
Once approved, we deposit the money into your account.
Let's see what the no credit check loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $500 with an annual percentage rate (APR) of 295% The borrower agrees to pay it off in monthly installments, which means they would pay 11 monthly installments between $119.39 - $119.87. Alternatively, if the borrower took out a loan of $500 and agreed to pay it off bi-weekly at an APR of 291.19%, the borrower would pay it off in 23 bi-weekly installments of $61.34.
No credit check loans from Loan Ridge are a quick, affordable way to get cash in your pocket fast. We provide secure, discrete financing for all eligible clients. We’re experienced, and can give you the money you need, when you need it.
We don’t ask why you need the money, that’s none of our business. We just want you to have extra funding at your disposal, no matter what your needs are.
Some great reasons to get a no credit check loan are:
We deposit money straight into your bank account with no extra steps.
We’re here to support you and your financial success, whether you need personal or business financing.
Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a no credit check loan!
Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:
You can count on the team at Loan Ridge. Get in touch today.
Here’s what you need to get a no credit check loan from Loan Ridge:
We’re faster than other lenders: you can get approved in 5 minutes or less!
No, we only offer loans to Mississippi residents.
Not at all. We want to give you financial stability and success. How you use your money is up to you.
Absolutely, you can fully pay back your no credit check loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.
Eligible applicants can apply for a loan as many times as they’d like.
We operate much differently than Payday Loans, for example:
Yes, as long as your bankruptcy status is discharged and not active, you can get a no credit check loan.
We currently have financial loan services in the following cities:
Funds will be transferred straight into your bank account or through a quick and easy e-transfer.
Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.
Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.
We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.
We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.
Yes, we do accept joint applications.
Yes. If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.
We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.
If your application for a no credit check loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and how much credit you have access to into account when reviewing applications.
For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance: https://dbcf.ms.gov/consumer-finance/
Achieve your goals through our safe and secure processes.
As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.
I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.
Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.
I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.
Ready to get your loan and get things moving in your life? Then start your application process.