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No Credit Check Loans Mississippi.

We know how frustrating it is to pay high interest rates on personal loans just because you don't have stellar credit score. Good credit is difficult to upkeep, and life can be unpredictable sometimes. The delays, hassle and uncertainty of getting approval from a bank can be excruciating, but at Loan Ridge we make sure that your transaction is smooth and convenient – all you need to do is to apply online.

What is a No Credit Check Loan?

A no credit check loan is a type of personal loan that does not require any sort of credit verification like checking your employment history, income status and other financial information. Once you apply for this type of finance, an approval can be granted within 1 hour so you can have access to your money without delay.

The advantages of no credit check loans are that you don't have to give all your private information, you get rid of the hassle of waiting for loan approvals, and you get the opportunity to improve or restore your credit history.

Apply For A Loan Today.

Quick and easy applications for no credit check loans.

1Fill out the Loan Application
Easily Apply Online

Complete your application in just a few minutes.

2Sign The Loan Contract
Sign Your Contract

Provide your digital signature with just one click.

3Get Your Money Deposited Into Your Account
Get Your Installment Loan

Once approved, we deposit the money into your account.

Here's An Example.

Let's see what the no credit check loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $500 with an annual percentage rate (APR) of 295% The borrower agrees to pay it off in monthly installments, which means they would pay 11 monthly installments between $119.39 - $119.87. Alternatively, if the borrower took out a loan of $500 and agreed to pay it off bi-weekly at an APR of 291.19%, the borrower would pay it off in 23 bi-weekly installments of $61.34.

Why a No Credit Check Loan?

No credit check loans from Loan Ridge are a quick, affordable way to get cash in your pocket fast. We provide secure, discrete financing for all eligible clients. We’re experienced, and can give you the money you need, when you need it.

We don’t ask why you need the money, that’s none of our business. We just want you to have extra funding at your disposal, no matter what your needs are. 


Some great reasons to get a no credit check loan are:

  • FlexibilityA no credit check loan is a very flexible source of credit, and can be used to help fund various types of purchases! We don’t ask you questions, we give you money! 
  • Reliable Cash at Your DisposalFast, easy money is only a few clicks away – with a sign up process that takes only minutes, you can get the cash you need quickly and with no hassle.
  • Opportunities – Extend for up to 12 months with a variety of repayment options. Rebuild your credit score with no credit check loan.


quick loans fast

Why Choose Us?

Get Money Straight to Your Bank Account
Money Directly into Your Pocket

We deposit money straight into your bank account with no extra steps.

get loans fast
85% of Applicants get Approved

We’re here to support you and your financial success, whether you need personal or business financing.

Improve Your Credit Score
Improve Your Credit Score, Fast

Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a no credit check loan!

Mississippi State License.

Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:

  • Licensed
  • Credible
  • Professional
  • Always available

You can count on the team at Loan Ridge. Get in touch today.


Mississippi State License

Frequently Asked Questions

Who can qualify for a no credit check loan in Mississippi

Here’s what you need to get a no credit check loan from Loan Ridge:

  • You must be 18 years old and older
  • You must be a US citizen or permanent resident and a resident of Mississippi
  • You must have an active bank account
  • You must have a regular source of income
  • You must have a contact number and email address

How long is the application process?

We’re faster than other lenders: you can get approved in 5 minutes or less!

Can I apply for a no credit check loan if I live outside Mississippi?

No, we only offer loans to Mississippi residents.

Do I need to disclose what the money is used for?

Not at all. We want to give you financial stability and success. How you use your money is up to you.

Can I pay back my no credit check loan in full?

Absolutely, you can fully pay back your no credit check loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.

How many times can I apply for a loan?

Eligible applicants can apply for a loan as many times as they’d like.

What is the difference between payday loans and Loan Ridge loans?

We operate much differently than Payday Loans, for example:

  • We provide long term installments loans, unlike payday loans that are very short term to be paid on your next pay day.
  • We are much cheaper than payday loans.
  • We are able to provide you with bigger loans, payday loans cannot

Can I get a no credit check loan if I have declared bankruptcy?

Yes, as long as your bankruptcy status is discharged and not active, you can get a no credit check loan.

Answers To Your Questions

What cities do you provide service to?

We currently have financial loan services in the following cities:

  • Jackson
  • Gulfport
  • Southaven
  • Biloxi
  • Hattiesburg
  • Olive Branch
  • Tupelo
  • Meridian
  • Greenville
  • Clinton
  • Madison
  • Pearl
  • Horn Lake
  • Oxford
  • Brandon
  • And more

How will I receive my money?

Funds will be transferred straight into your bank account or through a quick and easy e-transfer.

How do I make payments?

Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.

Can I pay off my no credit check loan earlier?

Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.

How secure is my profile?

We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.

Are there any additional fees for taking out a loan?

We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.

Do you accept joint applications?

Yes, we do accept joint applications.

Can I increase my current loan or get a second loan?

Yes. If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.

What happens if I don’t have enough money in my bank account when payment is due?

We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.

Why was my application declined?

If your application for a no credit check loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and how much credit you have access to into account when reviewing applications.

For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance:

Installment Loan Services.

Achieve your goals through our safe and secure processes.

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Customer Reviews.

Loan Ridge Testimonial

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Apply For a Loan Today.

Ready to get your loan and get things moving in your life? Then start your application process.