If you want to borrow money but have a bad credit score, we have you covered with our bad credit loans in Mississippi. A bad credit loan made to help people with a credit score below 575, allowing them to rebuild their credit, pay for their expenses, and start investing in their future. We don’t need to know what the loan is for, and we don’t need any collateral, third party referrals, or additional fees from you. We’re just here to help you get back on track.
A bad credit loan is a type of personal loan that is designed to assist people with bad credit scores. With a bad credit loan, you can get money for virtually any need. If you are trying to refinance your home, pay off an existing loan, or start your own business, we have the personal loans that will work for you!
With our personal loans in Mississippi , there is no reason to go to a traditional lender. Skip the hassle and get the money you need today!
Quick and easy applications for bad credit loans.
Complete your application in just a few minutes.
Provide your digital signature with just one click.
Once approved, we deposit the money into your account.
Let's look at an example that shows what the bad credit loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $1,000 with an annual percentage rate (APR) of 295% and agrees to pay it off in monthly installments. That would mean that the borrower would pay 11 monthly installments between $238.78 - $239.74. Conversely, if the borrow took out a loan of $1,000 and agreed to pay it off bi-weekly at an APR of 291.19%, the borrower would pay it off in 23 bi-weekly installments between $122.67 - $122.68.
A bad credit score can stop you from pursuing the things you want, but with Loan Ridge’s personal loan options, we can ensure you get the money you need, when you need it. No matter what reason you need cash, we can get you a loan in Mississippi.
We’re to support you and your financial success, whether you need personal or business financing.
We e-transfer money directly into your bank account with no extra steps.
Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a quick loan!
Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:
You can count on the team at Loan Ridge. Get in touch today.
Here’s what you need to get a quick loan from Loan Ridge:
We’re faster than other lenders: you can get approved in 5 minutes or less!
No, we only offer loans to Mississippi residents.
Not at all. We want to give you financial stability and success. How you use your money is up to you.
Absolutely, you can fully pay back your quick loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.
Eligible applicants can apply for a loan as many times as they’d like.
We operate much differently than Payday Loans:
Yes, as long as your bankruptcy status is discharged and not active, you can get a bad credit loan.
We currently have financial loan services in the following cities:
Funds will be transferred straight into your bank account or through a quick and easy e-transfer.
Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.
Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.
We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.
We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.
Yes, we do accept joint applications.
Yes! If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.
We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.
If your application for a bad credit loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and more into account when reviewing applications.
For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance: https://dbcf.ms.gov/consumer-finance/
Achieve your goals through our safe and secure processes.
As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.
I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.
Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.
I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.
Ready to get your loan and get things moving in your life? Then start your application process.