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Online Loan Mississippi.

Getting an online loan in Mississippi is easy with Loan Ridge. Why you need one doesn’t matter. What matters is that we’re here to give you the loan you need whenever you need it. With our fast and easy online loans in Mississippi service, you can get the personal financing you need without ever visiting a bank. With no hidden fees, the money you need is just a few clicks away.

What is an Online Loan?.

Online loans let consumers get approved for real loans in a convenient and secure online setting. You won’t have to visit a bank branch or any other retail lending location since you can apply, be approved, and receive payment for your loan entirely online.

The advantages of online loans are that there is no in-person contact, and that applications are quick and painless. Our application process at Loan Ridge can be completed in a few short minutes, and we don’t ask about what your loan is for - that’s your business, our business is getting you quick and easy funding!

Apply For A Loan Today.

Quick and easy applications for online loans.

1Fill out the Loan Application
Easily Apply Online

Complete your application in just a few minutes.

2Sign The Loan Contract
Sign Your Contract

Provide your digital signature with just one click.

3Get Your Money Deposited Into Your Account
Get Your Installment Loan

Once approved, we deposit the money into your account.

Here's An Example.

Let's see what the online loan process in Mississippi looks like for borrowers. In this example, the borrower takes out a loan of $500 through a 5 minute application with Loan Ridge. They agree to an annual percentage rate (APR) of 295% and to pay the loan off in monthly installments, which means they would pay 11 monthly installments between $119.39 - $119.87. Alternatively, if the borrower took out a loan of $500 and agreed to pay it off bi-weekly at an APR of 291.19%, the borrower would pay it off in 23 bi-weekly installments of $61.34. It’s as simple and easy as that.

Why Get A Mississippi Online Loan?

Online loans from Loan Ridge are an incredibly fast way to get reliable and secure money. We offer simple, accessible financing for a wide variety of personal and business needs. 


We don’t ask why you need the money, that’s none of our business. We just want you to have extra funding at your disposal, no matter what your needs are. 


Some great reasons to get an online loan are:

  • FlexibilityAn online loan can cover all kinds of unexpected expenses. A damaged vehicle, chipped tooth, or flooded workplace can all be covered! We don’t ask you questions, we give you money!
  • Reliable Cash at Your DisposalOur applications take only a few short minutes to complete, meaning you can be approved in no time! 
  • OpportunitiesExtend for up to 12 months with a variety of repayment options. Start rebuilding your credit score now with an online loan.


Why Loan Ridge?

get loans fast
85% of Applications are Approved

We’re to support you and your financial success, whether you need personal or business financing.

Get Money Straight to Your Bank Account
Money Deposited Directly into Your Account

We deposit money straight into your bank account with no extra steps.

Improve Your Credit Score
Improve Your Credit Score, Fast

Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using an online loan!

Mississippi State License.

Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:

  • Licensed
  • Credible
  • Professional
  • Always available

You can count on the team at Loan Ridge. Get in touch today.


Mississippi State License

Frequently Asked Questions

Who qualifies for an online loan in Mississippi?

Here’s what you need to get an online loan from Loan Ridge:

  • You must be 18 years old and older
  • You must be a US citizen or permanent resident and a resident of Mississippi
  • You must have an active bank account
  • You must have a regular source of income
  • You must have a contact number and email address

How long is the application process?

We’re faster than other lenders: you can get approved in 5 minutes or less!

Can I apply for an online loan if I live outside Mississippi?

No, we only offer loans to Mississippi residents.

Do I need to disclose what the money is used for?

Not at all. We want to give you financial stability and success. How you use your money is up to you.

Can I pay back my online loan in full?

Absolutely, you can fully pay back your online loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.

How many times can I apply for a loan?

Eligible applicants can apply for a loan as many times as they’d like.

What is the difference between payday loans and Loan Ridge loans?

We operate much differently than Payday Loans:

  • We provide long term installments loans, unlike payday loans that are very short term to be paid on your next pay day.
  • We are much cheaper than payday loans.
  • We are able to provide you with bigger loans, payday loans cannot.

Can I get an online loan if I have declared bankruptcy?

Yes, as long as your bankruptcy status is discharged and not active, you can get an online loan.

Answers To Your Questions

What cities do you provide service to?

We currently have financial loan services in the following cities:

  • Jackson
  • Gulfport
  • Southaven
  • Biloxi
  • Hattiesburg
  • Olive Branch
  • Tupelo
  • Meridian
  • Greenville
  • Clinton
  • Madison
  • Pearl
  • Horn Lake
  • Oxford
  • Brandon
  • And more

How will I receive my money?

Funds will be transferred straight into your bank account or through a quick and easy e-transfer.

How do I make payments?

Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.

Can I pay off my loan earlier?

Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.

How secure is my profile?

We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.

Are there any additional fees for taking out a loan?

We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.

Do you accept joint applications?

Yes, we do accept joint applications.

Can I increase my current loan or get a second loan?

Yes. If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.

What happens if I don’t have enough money in my bank account when payment is due?

We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.

Why was my application declined?

If your application for an online loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and how much credit you have access to into account when reviewing applications.

For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance:

Installment Loan Services.

Achieve your goals through our safe and secure processes.

Fast Cash Loans
Payday Loans

Get a small amount of money fast. Apply today!

Bad Credit Loans
Bad Credit Loans

Is bad credit holding you back? Not anymore!

Get approved for an unsecured Loan
Quick Loans

Quick cash in your pocket when you need it.

Express Loans
Personal Loans

Personal loans just a click away. No unnecessary paperwork.

Personal Loans
Installment Loans

Get the money you need when you need it.

No Credit Loans
No Credit Check Loans

Get a loan that is NOT subject to a credit check.

Customer Reviews.

Loan Ridge Testimonial

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Apply For a Loan Today.

Ready to get your loan and get things moving in your life? Then start your application process.