In case you have an urgent expense or missed a payment, Loan Ridge offers payday loans in Utah that can provide quick financial assistance until you receive your next paycheck, usually in two weeks. Our simplified process aims to make it easy and straightforward for you to obtain a loan, as we understand that it can be a complicated and time-consuming task. We consider it our responsibility to help you in any situation by offering short-term loans that can alleviate your financial burden.
Quick and easy applications for payday loans.
Complete your application in just a few minutes.
Provide your digital signature with just one click.
Once approved, we deposit the money into your account.
Let's look at an example that demonstrates how the payday loan process operates for Utah borrowers. Suppose a borrower decides to take out a $1,000 short-term loan with an annual percentage rate (APR) of 295% and agrees to pay it back in monthly installments. As a result, the borrower must pay 11 monthly installments varying from $238.78 to $239.74. Alternatively, if the borrower selects to repay the loan bi-weekly at an APR of 291.19%, they will pay off the loan in 23 bi-weekly installments ranging from $122.67 to $122.68.
If you are facing a time-sensitive expense but lack the funds to cover it, a payday loan can relieve financial stress. Our loan service provides flexible repayment options, enabling you to pay back the loan in installments that last for up to 12 months, instead of the standard 2-week period. We make it convenient for you to obtain payday loans in Utah, regardless of your credit score.
We're proud to help our clients achieve their financial goals through simplified personal loans.
With our easy application process, the money will be deposited automatically into your bank account.
Paying off your loan in regular installments can help you build and improve your credit score.
Loan Ridge is a licensed direct lender in Utah, and all loans are disbursed and governed in compliance with the relevant laws and regulations.
Get in touch with us today and trust us to help with your financial requirements.
Loan Ridge has certain requirements that must be met in order to qualify for a payday loan, which are listed below:
Our lending process is faster than that of other lenders. With us, applicants can be approved in as little as 5 minutes.
No. Our loan services are solely intended for residents of Utah.
We are not concerned with how you use the funds that we provide. Our goal is to provide you with the necessary funds, and it is entirely your decision how you choose to utilize them.
You are definitely allowed to do that. There are no limitations on making extra payments or paying off the entire loan in full, and you won’t face any additional fees or charges.
You are welcome to submit loan applications with us multiple times, as long as you fulfill the requirements for eligibility for each application.
If your bankruptcy has been discharged and is no longer in progress, you can still qualify for a loan with us.
We have customers from the following cities in Utah:
The money will be transferred straight to your bank account or via an e-Transfer.
Loan payments are handled through a pre-authorized payment setup, where payments will be deducted automatically from your bank account on the designated payment dates.
You are certainly able to make payments before the due date, or even make a payment that exceeds the required amount on the scheduled due date.
The security of your information is of utmost importance to us, and we prioritize privacy and confidentiality. We allocate significant resources to our information systems to ensure that all communication with us is secure.
There are no hidden or additional fees other than what is explicitly stated in your loan agreement.
We accept applications from multiple applicants.
If you have a good payment history and have been making payments on time, you might qualify for an increase in your loan amount, or you can submit an application for an additional loan.
We recognize that unforeseen circumstances can arise in life. If you believe that you won’t be able to make a payment, please contact us immediately at 1 (888) 431-0031, and we will work with you to find a solution.
If your loan request was declined, it may indicate that you don’t satisfy some criteria. We consider factors such as your income, outstanding debts, and credit availability while assessing your application.
Achieve your goals through our safe and secure processes.
As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.
I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.
Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.
I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.
Ready to get your loan and get things moving in your life? Then start your application process.