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Installment Loans Mississippi

If you’re looking for a loan that’s easy to apply for, quick to receive, and manageable to pay back, Loan Ridge offers installment loans in Mississippi designed to fit your needs. These loans give you access to the money you need, whether it's for unexpected expenses or to consolidate existing debt, without a credit check.

Repayment is simple! You’ll make regular monthly payments that fit your budget, so you don’t feel overwhelmed. We offer flexible repayment plans, giving you control over how you pay back your loan. Just fill out a quick 5-minute application online, get approved, and receive the funds directly into your bank account.

Apply For A Loan Today

Quick and easy applications for installment loans.

1Fill out the Loan Application
Easily Apply Online

Complete your application in just a few minutes.

2Sign The Loan Contract
Sign Your Contract

Provide your digital signature with just one click.

3Get Your Money Deposited Into Your Account
Get Your Installment Loan

Once approved, we deposit the money into your account.

Here's An Example

Here’s an example of how an installment loan works in Mississippi. Let’s say you borrow $1,000 with an annual percentage rate (APR) of 295%. If you choose to pay it back monthly, your payments would be spread over 11 months. That means you’d make 11 payments of about $238.78 to $239.74 each month.

If a bi-weekly payment schedule works better for you, you could choose to make 23 payments every two weeks. At an APR of 291.19%, each payment would be about $122.67 to $122.68. This kind of loan gives you a way to borrow money now and pay it back in smaller, more manageable amounts over time.

Why Get A Mississippi Installment Loan.

At Loan Ridge, we help you get the money you need, right when you need it. Whether you’re dealing with an emergency, a medical bill, school expenses, or something personal, we’re here to support you.

No matter your reason, if you need a loan in Mississippi, we’ll help you find the right option, quickly and without the hassle!

  • Easy Installments – Rest easy knowing your loan is easily repayable in monthly installments for up to 12 months. 
  • Quick, Reliable Cash at Your Disposal – Our applications take only minutes to complete, and approval can happen in under 5 minutes after that, getting you your money before the day is finished.
  • Full Support – We are completely transparent with our loans. We have no hidden fees and no hidden clauses. Everything is up front, and your payments will always stay the same.
installment loans mississippi

Our Service Areas.

  • We currently have clients in the following cities:

    • Jackson
    • Gulfport
    • Southaven
    • Biloxi
    • Hattiesburg
    • Olive Branch
    • Tupelo
    • Meridian
    • Greenville
    • Clinton
    • Madison
    • Pearl
    • Horn Lake
    • Oxford
    • Brandon
    • And more
couple applying for installment loan in mississippi

Why Choose Us For Installment Loans in Mississippi?

get loans fast
85% of Applications are Approved

We’re to support you and your financial success, whether you need personal or business financing.

Get Money Straight to Your Bank Account
Get Money Deposited into Your Account

We e-transfer money directly into your bank account with no extra steps.

Improve Your Credit Score
Improve Your Credit, Fast

Why wait months at huge institutions when you can get started with Loan Ridge now? Start rebuilding or improving your credit score with us using a quick loan!

Mississippi State License.

Loan Ridge is a state-licensed direct lender in Mississippi. The loans are funded by Loan Ridge and are governed by all applicable laws. We are:

  • Licensed
  • Credible
  • Professional
  • Always available

You can count on the team at Loan Ridge. Get in touch today.

 

Mississippi State License

Frequently Asked Questions

Who qualifies for an installment loan in Mississippi?

Here are the requirements for qualifying for an installment loan from Loan Ridge:

  • You must be 18 years old and older
  • You must be a US citizen or permanent resident and a resident of Mississippi
  • You must have an active bank account
  • You must have a regular source of income
  • You must have a contact number and email address

How long will the process for applying take?

We’re faster than other lenders: you can get approved in 5 minutes or less!

Do I need to disclose what the money is used for?

Not at all. We want to give you financial stability and success. How you use your money is up to you.

Can I pay back my installment loan in full?

Absolutely, you can fully pay back your quick loan at any time, or make additional payments with no extra fees applied. We’re here to make things work for you.

How many times can I apply for a loan?

Eligible applicants can apply for a loan as many times as they’d like.

What is the difference between payday loans and Loan Ridge loans?

We operate much differently than Payday Loans:

  • We provide long term installments loans, unlike payday loans that are very short term to be paid on your next pay day.
  • We are much cheaper than payday loans.
  • We are able to provide you with bigger loans, payday loans cannot.

Can I get a loan if I have declared bankruptcy?

Yes, as long as your bankruptcy status is discharged and not active, you can get an installment loan.

Answers To Your Questions

What cities do you provide service to?

We currently have financial loan services in the following cities:

  • Jackson
  • Gulfport
  • Southaven
  • Biloxi
  • Hattiesburg
  • Olive Branch
  • Tupelo
  • Meridian
  • Greenville
  • Clinton
  • Madison
  • Pearl
  • Horn Lake
  • Oxford
  • Brandon
  • And more

How will I receive my money?

Funds will be transferred straight into your bank account or through a quick and easy e-transfer.

How do I make payments?

Payments are made using a pre-authorized payment plan. Payments are automatically withdrawn from your bank account on each prearranged payment date.

Can I pay off my loan earlier?

Definitely! You are free to make payments earlier than your due date. You can also pay more during the set due date if you’d like.

How secure is my profile?

We are highly invested in information systems technology to protect your personal privacy. All communication with us is strictly confidential.

Are there any additional fees for taking out a loan?

We have absolutely no hidden fees or additional costs. We are completely up front and trustworthy, with everything set out transparently in your loan agreement.

Do you accept joint applications?

Yes, we do accept joint applications.

Can I increase my current loan or get a second loan?

Yes! If you’re in good standing with Loan Ridge you can certainly receive a loan increase or apply for more loans.

What happens if I don’t have enough money in my bank account when payment is due?

We understand that life can be a little crazy sometimes. If you’re worried you might miss a payment, give us a call at 1 (888) 431-0031 and we’ll find a way to make things work.

Why was my application declined?

If your application for an installment loan is denied, you might be unable to meet some of our criteria. We take your income, amount of debt you carry, and more into account when reviewing applications.

For more information on using installment loans as a consumer in Mississippi, see this page from the Department of Banking and Consumer Finance: https://dbcf.ms.gov/consumer-finance/

Our Installment Loan Services

Achieve your goals through our safe and secure processes.

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Quick cash in your pocket when you need it.

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Personal loans just a click away. No unnecessary paperwork.

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No Credit Loans
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Customer Reviews

Loan Ridge Testimonial
Ranbir

As newcomers, we needed a loan to get settled. We took out a quick personal loan from Loan Ridge, which helped a lot.

Loan Ridge Testimonial
Alex

I needed a personal loan to cover some of my expenses, including a new car. The application process is very easy and quick.

Loan Ridge Testimonial
Amanda

Thanks to Loan Ridge, I was able to consolidate all my debt into one monthly payment which helped me stay on top of my finances.

Loan Ridge Testimonial
Rose

I got a $2000 loan to fix my house. Applying was extremely easy and I was approved almost instantly. Thanks, Loan Ridge.

Apply For a Loan Today

Ready to get your loan and get things moving in your life? Then start your application process.


The use of loan services should be used for short-term financial needs only and not as a long-term financial solution. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.
Subject to credit approval and verification. Actual approved loan amount and terms are dependent on standard underwriting guidelines and credit policies. Funds are typically deposited for delivery for the next business day. Availability of the funds is dependent on how quickly your bank processes the transaction.
Loan Ridge may use credit report information provided as part of the application process to determine your creditworthiness. Neither credit inquiry will appear as a hard credit inquiry on your credit report and therefore they will not affect your FICO score.
Loan Ridge reports customer payment history to the three major credit bureaus. On-time payments may improve credit score.
USA PATRIOT ACT NOTICE: IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

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